Bank loans and credit cards
Rs15.5 lakh for suicide victim’s family - Foreign companies may be outsourcing customer service to India, but few Indian companies provide any kind of customer service (many specialise in customer harassment, spending millions on advertising is not going to change their atitude). So you have to be extra careful in your transactions, especially with private banks. Getting even a minor issue resolved can take weeks , and you should keep all “proof” ready.
The newspapers are full of “news” stories about the latest luxury and lifestyle items , but they are not really needed . Why purchase on your credit card / take bank loans and face problems later?